True Provider Choice and Cost Savings

Starmark Healthy ChoicesSM combines reference-based pricing, a strategy of provider reimbursement that has been leveraged by large employers to help control plan costs, with greater provider choice* for member care.  With all the benefits of a self-funded health benefit plan for small to mid-sized employers, Healthy Choices is an innovative plan design that gives employers flexibility to tailor the plan design to their specific needs and the opportunity to receive a refund if the group’s claims are lower than expected.

Additional advantages of Healthy Choices:
  • Claim advocacy through a market leader in Medicare-based pricing
  • Increased provider cost transparency
  • True provider choice within the United States* - no network restrictions
  • Stop-loss protection from Trustmark® Life Insurance Company
  • Seamless integration of claims payment, administration and benefits
Plus, Healthy Choices offers a choice of five surplus options so you can choose the right one for your business.

*Except in the instance of organ transplants, where benefits are available when performed at a designated transplant facility, and specialty drugs, where benefits are available when provided by the designated specialty pharmacy as outlined in the plan document.  

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Network Availability

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Product Availability

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