Product Availability

Click on a state or use the drop-down menu to view a list of available products. Network availability may vary by plan design.

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Healthy Choices

True Provider Choice and Cost Savings

Healthy Choices gives employers all the advantages of a self-funded health plan design while leveraging a provider reimbursement strategy popular with large employers to control plan costs, and provide greater provider freedom for members. Plus, Healthy Choices offers a choice of five surplus options so you can choose the right one for your business.


Flexibility and Savings

With HealthyEdge, employers get better control over health benefits, the flexibility to tailor the self-funded plan design to their specific needs, and the opportunity to receive a refund if the group’s claims are lower than expected. Plus, HealthyEdge offers a choice of five surplus options so you can choose the right one for your business.

Healthy Incentives

Value and Control

With Healthy Incentives, you get better control over your health benefits, the flexibility to tailor the plan design to meet your needs and stop-loss insurance for peace of mind. Plus, Healthy Incentives offers a choice of five surplus options so you can choose the right one for your business. 

Limited Plus

Limited Benefits, Lower Monthly Costs

The Starmark Limited PlusSM plan design allows employers to provide limited health benefit coverage for lower monthly costs. The self-funded limited medical benefit plan design was developed as a cost-effective alternative to a comprehensive major medical benefit plan design. A provider reimbursement strategy known as reference-based pricing is used to help control costs.

Preventive Plus

Minimum Essential Coverage

Starmark Preventive PlusSM self-funded health plan designs provide preventive-only healthcare benefits to comply with the ACA individual mandate provision. Plus, the Traditional Cash Surplus option offers the opportunity for a refund if covered claims are lower than funded.

Starmark does not offer new product sales in this state.